Privacy Policy

Risk Rater User Privacy Notice

On this page:

Scope and updates of this User Privacy Notice
Controller
Data Protection Officer and contact
What personal data we collect and process
Purposes and legal bases for data processing and categories of recipients
Cross-border data transfers
Storage duration and erasure
Rights as a data subject
Cookies & similar technologies
Data security
Other important information regarding data protection
AI and Risk Rater
Regional and State Privacy Disclosures

This User Privacy Notice is effective from April 21, 2025.

1. Scope and updates of this User Privacy Notice: This User Privacy Notice applies to your use of the Risk Rater website and all applications, services, products, and tools (collectively referred to as “Services”) provided by Risk Rater. This notice is applicable regardless of how you access or use these Services, including via mobile devices and applications.

2. Controller The entity responsible for the collection and processing of your personal data in connection with the Services depends on your location and how you utilize our Services.

USA: Risk Rater Inc., 8605 Santa Monica Blvd, California, USA

3. Data Protection Officer and contact: We have appointed a Data Protection Officer to oversee the protection of your personal data. You can find the contact details in our Privacy Center on the Risk Rater website. For any inquiries regarding this notice or our handling of personal data, please contact our Risk Rater Privacy Team.

4. What personal data we collect and process: We collect your personal data when you create a Risk Rater account, fill out forms, participate in discussions, and interact with our Services. We may also gather data from third-party sources, such as other Risk Rater affiliates or service providers.

5. Purposes and legal bases for data processing and categories of recipients: Your personal data is processed for purposes such as:

To provide and improve our Services
To offer personalized experiences
To communicate regarding your account and our Services
To prevent and detect fraud
To fulfill our contractual obligations We may share your information with third-party service providers acting on our behalf, as necessary.

6. Cross-border data transfers: Your personal data may be transferred to entities located outside your jurisdiction. We ensure that appropriate safeguards are implemented to protect your data during such transfers.

7. Storage duration and erasure: We will retain your personal data only as long as needed to fulfill the purposes outlined in this notice or as required by law. Data will be deleted or anonymized when it is no longer needed.

8. Rights as a data subject: As a data subject, you have rights including the right to access, rectify, erase, restrict processing, and data portability concerning your personal data. You may withdraw your consent at any time.

9. Cookies & similar technologies: We use cookies and similar technologies to enhance your experience and display personalized advertising. More information regarding cookies can be found in our Cookie Notice.

10. Data security: We implement robust security measures to protect your personal data from loss, misuse, and unauthorized access. This includes encryption, access controls, and secure data storage practices.

11. Other important information regarding data protection: This section contains additional information about data protection specific to Risk Rater Services.

12. AI and Risk Rater: We are committed to responsible AI practices. We may utilize AI tools for improving our Services, enhancing user experiences, and ensuring the effectiveness of our offerings. If personal data is processed in connection with AI, we will inform you as required.

13. Regional and State Privacy Disclosures: For specific privacy disclosures applicable to residents of certain jurisdictions, please refer to our State Privacy Disclosures page.